Find Out If You Qualify for Debt Relief in 30 Seconds
Answer 2 quick questions to see if you're eligible — free, no obligation.
Takes under 2 minutes from start to finish. Your answers stay private.
How much unsecured debt do you currently have?
This helps us confirm whether the program may be a fit.
Three simple steps
A clear, straightforward path — no surprises, no pressure.
Complete the free eligibility check
Two quick questions. Takes about 30 seconds.
Call to speak with a specialist
A short conversation — takes about 2 minutes.
Find out your options
Learn your next steps and what may be possible.
A practical path for those ready to take the next step
Debt Help Hotline connects Americans with $10,000 or more in unsecured credit card or personal loan debt to a debt settlement program. Start with a free, 2-question check — it's designed to show you quickly whether you may qualify, with no obligation either way.
- No pressure and zero obligation — the check is completely free
- Your answers stay private and are never shared
- A real specialist reviews your situation if you qualify
Important information: Debt Help Hotline is a free referral service. We are not a debt settlement company, lender, or law firm, and this is not a government program. If you qualify, we connect you by phone with a third-party debt settlement provider. Debt settlement is not right for everyone. Participating may negatively affect your credit score, and creditors are not required to agree to a settlement. You may continue to receive collection calls, and creditors may take legal action while you are enrolled. Forgiven debt may be considered taxable income; consult a tax professional. The provider charges fees, typically a percentage of your enrolled or settled debt, only after a debt has been settled. Not all debts are eligible, results vary, and savings are not guaranteed. Program length varies and commonly ranges from 24 to 48 months. Not available in all states. A minimum of $10,000 in unsecured debt and proof of income are required.